Car Insurance
Amica, the mutual insurance company has a good name in the auto insurance sector. It’s services can be enjoyed from most of the states in the country. But the policies of Amica are not very cheap, and premiums are not low.
out of 599 user reviews

Insurance Coverage

Every state of the country has a different rule for automobiles and insurances. Hence the amount of cover in each state differs. The standard covers like the bodily injury liability and physical damage liability will be covered in every state. In California, the standard norms are as follows:

  • Bodily injury cover of $15000 per person and $30000 per accident. The same amount is covered for uninsured motorist bodily injury.

  • For uninsured motorist property damage the cover is $3500

  • For property damage liability up to $5000 will be paid

These rules are for California, and they will differ for other states. Some values will increase while some will decrease.

Coverage Options

Amica car insurance gives all the standard and basic coverages. The physical damage cover, collision and comprehensive cover, property damage cover, medical cover, uninsured motorist cover, all are provided by the company with some extra and special covers which makes Amica as one of the top preferred cheap car insurance.

Roadside Assistance - if you are in trouble in the middle of the road for some reason like a broken car, damaged vehicle, punctured tire, or something like that, then you would need some form of assistance to either get someone to repair the damage there, or tow the car to the nearest service station. The expense for this will be paid by the insurance company under this cover.

Prestige Rental Coverage - often in a situation when you car is in the service station, you may have to rent a car for moving around. In that case you will be paid the rental by the insurance company on a daily basis.

Full Glass coverage - this cover will make the company pay for any glass repair or replacement in the car. The windshields and windows glasses are covered.

Identity Fraud Monitoring - this is a special cover or service which protects sensitive information of the policy holder from being used in the market indiscriminately. In case of any violation to privacy you will be instantly alerted.


Amica life insurance has an affordability rating of 4 out of 5, which tells that they are getting customers in spite of the little higher rates. This has been possible because of their other services which are very good and satisfying. The monthly premium of Amica will help you save close to $20 than other leading and expensive insurance providers in the nation. If a 30 year old person takes the Amica policy for a sedan car, then the insurance premium would be close to $125. The savings on a 6 month premium would be close to $99 or more in this way.

Besides, there are other discounts on the policy, which will make the premium lower, while adding gala benefits. The following covers get discounted:

  • Customer Loyalty

  • Electronic Billing

  • Auto Pay

  • Defensive Driver Courses

  • Good Student

  • Homeowner

  • Up-Front Payment

  • Internal Safety Features

  • Long Distance Student

  • Multi-Vehicle Policy

  • Young Driver Training

  • Multi-Line Policy

  • Anti-Theft Devices

Customer Satisfaction

Customer Satisfaction Rating: 
out of 599 user reviews

The customer satisfaction rating for Amica is 4.3 out of 5, which indicates strong customer friendly relations, and good services that have been satisfying customers.

Survey Review Data

Financial Stability

Financial Stability Rating: 
out of 599 user reviews

4.5 out of 5 is the financial stability rating of Amica car insurance company, indicating a strong financial backing supported by assets of $5.1 billion, and also good customer claim settlement rating. Hence the company can be relied on for providing quick settlement of claims in the best possible way.


  • Strong financial backing and stability

  • Good customer services

  • Attractive discounts and extra coverage

  • Identity fraud monitoring coverage

  • Available through the nation


  • Little expensive premiums

Contact Info

General Phone Number: 
Customer Service Phone: 

100 Amica Way,

Lincoln, RI 02865 


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