Car Insurance
Erie insurance company has a bunch of insurance plans to cover for various segments, and car insurance is one of those. With a strong backing of financial assets, the Erie car insurance company is one of the safest places to buy insurance.
out of 599 user reviews

Insurance Coverage

Several states in the U.S have been benefitted by the various car insurances. The cover from one state to another varies, and not all states have the same automobile rules. The standard insurance coverage for Illinois is:

  • Uninsured motorist bodily injury cover and normal bodily injury cover of $20000 per person and $40000 per accident.

  • Property damage cover of $15000.

  • $15000 Uninsured motorist damage cover when $250 deductible is paid.

  • $25000 uninsured motorist cover per person and $50000 per accident

Coverage Options

Property damage covers, physical damage cover, bodily injury cover, medical liability cover etc are the standard covers you get from Erie Insurance. Other than that, the special covers you get from the company are:

Rental car expenses - If you have to send the car for repairs after an accident or damage and in the absence of the car you need to rent a car to carry on with your jobs, then your car rental will be reimbursed by the top car insurance company.

Locksmith services - Locksmith services are for those events when you are locked out of the car, or locked inside, and need the assistance of a locksmith wherever you are. In that case, the insurance provider will cover for such emergency expenses.

Windshield repair - If you have to repair or replace the windshield, then you will get this expense covered without you having to pay the deductible.

Personal item coverage - this is quite unique a coverage provided by the Erie insurance company. The personal belongings of the car owner inside the car which gets damaged or stolen etc. can be repaired or replaced with this insurance, and this covers all type of personal belongings in a car within the range of $350.


Cheap insurance plan is highly demanded. And since the Erie insurance company gives cheap and affordable policies, they have a good affordability rating of 4 out of 5. They are affordable compared to other insurance providers in the country.

To sketch a picture of how affordable their policies are, a hypothetical situation is analyzed. If a person who is 30 years old, and owns a normal sedan car, buys the insurance, then he will be paying $121 as premium monthly. This can help one save close to $19 a month compared to investment on other company’s’ insurance policies. And when the savings and expenses are cumulated to a period of 6 months, then the 6 months premium is $724 helping a savings of $99.

One can also enjoy many other discounts on the policy through the discounted covers. They are as follows:

  • Anti-Lock Breaks

  • Low Annual Mileage

  • Young Driver Training

  • Multi-Line Policy

  • Safe Driving Record

  • Multi-Vehicle Policy

  • Up-Front Payment

  • Internal Safety Features

Customer Satisfaction

Customer Satisfaction Rating: 
out of 599 user reviews

Erie Insurance customer satisfaction rating is good. It’s 4.1 out of 5. Now this shows that they have always met their customer queries, needs, and helped in issues. Hence they could fetch this good a customer satisfaction rating. The customer satisfaction rating is very important, as this indicates how much the insurance provider is customer centric, and customer friendly.

Survey Review Data

Financial Stability

Financial Stability Rating: 
out of 599 user reviews

The assets of Erie Insurance company amounts to $1.4 billion, which is quite healthy a value, indicating strong financial backing. The financial stability rating of the company is 4 out of 5, and they are good in meeting customer claims easily. This is what you would be looking for while selecting your insurance provider. Erie has also received A+ rating from the insurance rating agencies like A.M. Best Agency.


  • Good financial stability

  • Good customer satisfaction rating

  • Lots of discounts

  • Great affordability


  • Policies are not available in all the U.S. states

Contact Info

General Phone Number: 
(800) 458-0811
Customer Service Phone: 
(800) 458-0811

Erie Insurance Group
100 Erie Insurance Place
Erie, PA 16530-1104

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