Best auto insurance and automobile rules are governed by different laws in different states. Therefore the covers and limits differ from one state to another. If you see the rates of the company in California they will be following:
Bodily injury liability covers and uninsured motorist injury cover of minimum $30000 per accident, and $15000 per person.
Property damage cover minimum $5000
Uninsured motorist property damage cover of $3500
The state law however differs and these figures will change as you go from one state to another.
The affordable policy plans are nice to discover for the customers, as the covers come with as good as 12 discount plans. This is much higher in number than other insurance providers. The discounted policies and covers are:
- Anti-Theft Devices
- No Claims
- Good Student
- Defensive Driver Courses
- Anti-Lock Breaks
- Safe Driving Record
- Group Membership
- Switch from Competitor
- Multi-Vehicle Policy
- Online Quote
- Up-Front Payment
The customer satisfaction rating for Esurance car insurance is 3.8 on 5, and is not much an impressive rating, as this number indicates that they have not been very good in reducing the customer problems, or satisfying customers on time.
Survey Review Data
The financial stability rating tells how good the performance of the insurance company has been in meeting customers claims on time. This rating is important, and the financial health and stability of the company are measured through it. 4.5 on 5 is the rating for the financial stability of Esurance car insurance. Esurance is a subsidiary of Allstate, and Allstate has a healthy financial assets value of $104.7. This is good compared to the total assets value of all insurance providers which amounts to $102.5 billion.
Very good financial stability
Quite affordable plans
Customized parts in car are covered
Customer satisfaction rating is poor
650 Davis Street
San Francisco, CA 94111