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Insurance Coverage

It not only provides us the financial security in cases of emergency but also funds our contingency plan. A steep rise in business has been witnessed in this sector enabling one to insure almost anything and everything, starting from damage to vehicles caused due to earthquakes, flood, volcanic eruptions, etc to our lives. The best car insurance is a category of insurance that has become a vitality.

Among the car insurance companies prevailing in the market, one of the frontrunners has been Amica car insurance. This is majorly owing to the cover it provides at such a cost-effective EMI, resulting in an offer that one would find hard to refuse. Amica’s goal is to instill a sense of financial security among its customers, so as to eradicate a big worry from their lives.

Amica car insurance not only has been delivering services in all the states of the country, but it also has been on the rise ever since the inception. One can check online to know if the services of amica are available at their state and gather knowledge about the minimum coverage options available as well. Expanding the services to more states in the country and providing exclusive insurances to every car owner belonging to various states in the country is a work in progress.

The minimum coverage options for California State are enlisted below to help you with an idea of it.

  • Bodily injury liability: $15000 per person/ $30000 per accident minimum
  • Property damage liability: $5000 minimum
  • Uninsured motorist bodily injury: $15000 per person/ $30000 per accident minimum*
  • Uninsured motorist property damage: $3500 minimum*

*please note these coverages can be rejected

Coverage Options

Amica car insurance provides the standard coverage options pertinent to our customers such as bodily injury liability, medical payments, uninsured motorist, comprehensive physical damage, collision and property damage liability.

In addition, Amica provides the following special coverage options:

Roadside Assistance: You may simply let Amica know your location in case you are stranded and your vehicle fails to run. The mechanics will come to your rescue in no time. This feature also includes services such as unlocking of the car, gas delivery, tyre change and towing of your vehicle.

Rental Reimbursement: Under this special plan Amica pays for the rent of a car(up to the class you choose), for the time being, while your insured car is being repaired.


With extremely cost effective EMI plans, Amica has designed its insurance plans in a way that it does not hamper the capital of its customers and providing them with the best possible services at the same time. An extensive research has been incorporated before devising the final packages, catering to the needs of different categories of our customer base. Analysis of the needs of our customers and the prices that they are willing to pay for these services has led us to curate the best plans for them.

We also offer numerous discounts that enable you to save on your monthly premium. The most popular ones have been listed below for reference:

  • Loyal Customer
  • Defensive Driver Courses
  • Good Student
  • Legacy Customer
  • Low Annual Mileage
  • Military Installation
  • Multi-line Policy
  • Multi-vehicle Policy
  • New Vehicle
  • Safe Driving Record
  • Vehicle Storage
  • Young Driver Training

Customer Satisfaction

At Amica, give utmost importance to our customer satisfaction. The customer satisfaction index is the best measure of the quality of the experience incurred by our customers in comparison to other insurance firms. The survey committee which conducts the survey incorporates parameters such as trust factor, ease of use, discount satisfaction, customer service, etc while publishing the ratings. Amica car insurance feels immensely proud and grateful to our customers for delivering on this front. The company hold a rating of 4.5/5 stars, which is the highest among all car insurance providers. Amica car insurance quote “car insurance, best insurance” has been rated the best for all customers. For the last few years of operation, we have been successful in meeting the demands and satisfaction of our customers, which is why they have shown enormous loyalty and trust in us. This forms the foundation for Amica car insurance reviews, which is one of the best customer satisfaction reviews in this industry.

Financial Stability

The ability of the policy provider company to pay for the policies of the customer determines the financial stability of the company. Various rating agencies rate the financial stabilities of several car insurance companies and their scores culminate into a composite score. At Amica, feel immensely proud to inform our customers that we have secured a rating of 4.7/5 stars. It is rated among the best policy providers of the nation.

Amica car insurance feels obliged to its customers for showing immense trust and support in our brand, making us one of the most trustworthy policy providers in the nation. Amica’s aim is to develop effective, feasible and affordable cover schemes for all the customers, catering to their specific needs in the future. The company works diligently to meet our target of 100% customer satisfaction as a firm. Among a vast pool of small, medium and large insurance companies, it have managed to stand out owing to the goodwill running among the company and the customers about the brand. Amica thanks all its customers for the opportunity that they gave us to serve them, and hereby, promise to keep up the good work.

Questions and Answers

Dorothy D. Blake reviewed on Jun 30, 2016
I have been a customer of Amica Auto Insurance for 5 years and I do not have any complaints. I can call them 24/7 and still get the answers that I need. Aside from the wonderful customer service, I like the price I have to pay for as well.
Edna N. Collie reviewed on Jul 31, 2016
I was in the rural area at one point when my car engine suddenly broke down. I called up Amica and they immediately sent a truck in order to get to my location. It took only about half an hour and afterwards, I was on my way.
John V. Serrano reviewed on Aug 31, 2016
I had to know how long it would take for my window wipers to be assessed and repaired. I called them up and they were able to provide the details that I was searching for. They have collected the insurance from another company on my behalf as well.
Michael N. Johnson reviewed on Oct 31, 2016
As a customer of Amica for the past 30 years, I have to say that I am satisfied with the experiences that I have had with them. They offer fair premiums. Their audit reports work great too. This insurance company is surely well-liked by people who want amazing auto insurance.
Gary L. Rizo reviewed on Nov 30, 2016
My car got caught in a flood a year ago. I was a new customer of Amica so I did not know what to expect. I was surprised when the adjuster was very helpful. He made sure that I would get the best possible price for the damage the vehicle acquired because of the flood.
James M. Barnes asked on Dec 31, 2016
Will Amica cover damages due to hailstorm?
William J. Smith reviewed on Feb 28, 2017
Amica handled all of the processes needed against the guilty party who hit my vehicle. They took charge of everything so that I can gain peace of mind during that tumultuous time. To say that I appreciate it is an understatement.
Karen R. Pepper reviewed on Mar 31, 2017
I will probably not change car insurance companies anytime soon especially after I experienced firsthand how helpful Amica is. They are very professional and they made sure that they show their concern for the loss of my vehicle’s fender.
Lashonda C. Marsh reviewed on Apr 30, 2017
I do not understand why Amica has received one star ratings from people when I have only have fond memories of this insurance company. My son’s car was stolen forcibly because the vehicle does not have any spare key. The insurance company helped us out in every step until the case was closed. I will always be grateful to Amica.

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