You are here


Visit Metlife site »

Voice your opinion! Review by clicking a star below.


from 8 reviews

Insurance Coverage

It is an automotive insurance provider across the world. In the largest fortune, 500 MetLife at least serve 90 of them. Metlife insurer policy is slightly more than any insurer in the market. When you will compare Metlife car insurance company with other companies will be able to compare that it provides cheaper car insurance rate than average. So when you are comparing for best auto insurance check the Metlife car insurance rating like affordability, customer service and financial strength by their overall ratings and reviews. Driving is a privilege but everything comes with a price and in the car, there is the cost to purchase a car, maintenance, repair fuel and the damage money you pay for the not only your but also the other person car whom you have been in an accident. So when you are buying a car and driving keep your car, yourself, your family and the other person you can be in an accident with protected with quality car insurance from MetLife car insurance. Make your decision according to your comparing to which company you prefer according to the coverage, affordability, customers review, etc.

Metlife car insurance pays for the coverage cost like bodily injury, property damage liability, uninsured motorist bodily injury and uninsured motorist property damages, etc.

Property damage liability and bodily injury liability coverage is the cost of the insurance that pays for the injury of other people involved in the accident with you and for the property that you have damaged during the accident. Uninsured motorist property damage and bodily injuries coverage pay for any injury during accident whether it is major, minor or death expenses for you and the person with you in the vehicle. It also pays for any damage to your vehicle if you are hit by an uninsured driver, hit-and-run driver or insured driver who is inadequate to cover the property damage. It only covers the expense up to your policy limit.

Coverage Options

Metlife car insurance offers coverages like medical payments, collision and comprehensive physical damage. There are many additional special coverage options like rental car coverage, new car replacement, special part replacement, etc.

These special coverage options are applied because of different cause and different situations. Like when you are driving a rental car and you have met with an accident car insurance company with pay for the damages during the accident to rental car agencies. It also applies when you are met in an accident in the first year of purchase with your new car within the area of 15,000 miles then the car insurance company with pay the repair amount or it will be replaced with a new car same goes for the special part replacement the company replace the major damaged inner parts during the accident with a new one.


Metlife provide five different discount offers currently on it car insurance policies which are less than a typical number of discount offered by any other companies. The discount can vary by state and some features may be optional. Five of the discounts provided by MetLife are Defensive driver courses are for old drivers which can help them save up to 10% off coverage and is good for three years, the discount for Good students is also rewarded to those who are consistent with their school and college with a minimum grade of B average. This helps them get a payment cover of 10% over liabilities, medical and collision issues. Safe driving record is a discount in which a person hold a driving license for 3 to 4 year with zero penalty and gets 30 to 40% discount. No claim offers apply for the drivers who have at least five year of driving experience and gone without penalty for 5 years. Multi-line policy apply when you have more than one policy.

Customer Satisfaction

Metlife car insurance company examine customer satisfaction through customer satisfaction rating in which quality of the experience of holding a car insurance policy with Metlife is compared with other companies.

Through MetLife car insurance review survey data MetLife's customer satisfaction rating is 4.1out of 5 stars which are significantly better than any other companies. This data is survey is based on a survey conduct by the MetLife's customers.

Financial Stability

Financial stability rating a score of MetLife ability to pay out claims of policyholder which is calculated by taking a composite of the rating to it by official credit rating agencies. Metlife car insurance company financial rating is 4 out of 5 stars.

Metlife car insurance is cheaper any significant company and even then you will have access to your policies benefit because MetLife car insurance insure best for the customer.

Questions and Answers

Cheryl K. Russo reviewed on Aug 31, 2016
This is one of the companies available that has been around for a long period of time. They are well-known for offering some of the best policies available. The coverage that they offer is affordable but will work well. I will recommend their services to the people I know.
Janet J. Hatley reviewed on Oct 31, 2016
My overall experience with this insurance company is positive overall. I got into an accident. It was not my fault but I thought that it would still take time before I would be able to get compensation for the incident. To my surprise, they gave a response immediately. The awesome service makes them my choice.
Linda V. Isaac asked on Nov 30, 2016
I had an accident while driving a rental car. Will MetLife cover the damages for the rental car?
David M. Wright reviewed on Dec 31, 2016
I like the fact that if I get into any vehicular accident, I will be getting the best coverage possible no matter what the situation will be. It gives me peace of mind that everything is covered. I can simply call them whenever I have some questions.
Patricia J. Williams reviewed on Feb 28, 2017
The policy that I have with MetLife is something that I have for a long time. I am confident that this is going to be the policy that I own until I cannot drive anymore. I am highly satisfied in my many years as a customer of this company.
John V. Rogers reviewed on Mar 31, 2017
They were very good at informing me about the type of auto insurance policy that I needed when I asked them. I actually realized that I do not need to ask a lot of questions because they already stated everything I needed to know. My only problem with this is they do not have an app that I can download on my phone.
Shirley T. Pounds asked on Apr 30, 2017
I was hit by a driver in the middle of the night. There was a witness so the driver was caught. The issue is the driver does not have auto-insurance. Do I have to pay for the medical expenses myself?

Write a:

Your trust is our top concern.
Companies can't alter or remove reviews from