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from 13 reviews

Insurance Coverage

As we all know that insurance provides us the financial protection for our belongings, or we can say that it the kind of risk management that we do in case something goes wrong with us. The insurance industry has grown with time and now you can insure almost anything you want, one of the categories of insurance today is the cheapest car insurance.

Safeco car insurance coverage has grown with time and now it’s present in almost all the states of the country. You can check online at its website if the service is available in your state and also find out about the minimum coverage options available as well. The company is working day and night to expand their network to more states and provide affordable car insurance to every car owner of the country.

  • Minimum coverage options for Alabama State are given below to give you an idea of it.
  • Bodily injury liability: $15000 per person/ $30000 per accident minimum
  • Property damage liability: $5000 minimum
  • Uninsured motorist bodily injury: $15000 per person/ $30000 per accident minimum*
  • Uninsured motorist property damage: $3500 minimum*

*please note this coverage’s can be rejected

Coverage Options

Standard coverage options offered by Safeco are bodily injury liability, medical payments, uninsured motorist, comprehensive physical damage, collision and property damage liability.

Two more special coverage options that can be availed are:

Roadside Assistance: in the case of breakdown of your vehicle, you just let the Safeco know the location and we will come to your rescue in no time. It includes unlocking of car, gas delivery, and tire change and towing of your vehicle

Rental Reimbursement: under this special plan Safeco pays for the rent of a car, for the time being, your insured car is being repaired.


Safeco’s insurance plans are designed in such a way that they don’t dig too much into your pocket and provide you the best possible cover as well. They have done a lot of research before finalizing their packages for different categories of their customer base. They know the needs of their customer and the price they are willing to pay for services and hence have curated the best of plans for them.

In addition to easy payment options and affordability, Safeco also provides its customer with various discounts and offers. The most famous one are listed below.

  • Customer loyalty
  • Defensive driver courses
  • Good student
  • Legacy customer
  • Low annual mileage
  • Military installation
  • New vehicle
  • Vehicle storage

Customer Satisfaction

Customer satisfaction rating is based on the surveys conducted by the survey committee. It is conducted to know if the customers are happy with the insurance cover they hold, and which company has the higher satisfaction and trust factor in the market. This rating is a cumulative result of the various factors that are kept in mind while conducting the survey. Few of them are ease of step, discount satisfaction, customer service and claims process. Safeco proudly holds the rating of 4.5 out of 5 and is very thankful to its customers for the trust they have shown for us. When asked about which company’s quote they think very well encapsulates the motto of the company, customers voted Safeco car insurance quote “insurance for the nation” as number one. Safeco car insurance reviews have been the best in last few years of operation and we have managed to keep our customers happy and their trust intact.

Financial Stability

Financial stability rating is based on the ability of the policy provider company to pay out for the claims of the policyholders. It is a composite score of the credits given to the company by various rating agencies. Safeco holds the rating of 4.7 out of 5 and is rated among the best policy providers in the country.

Safeco has now become one of the most trustworthy brands in car insurance sector and it owes it success to all the customers, who have shown immense support and trust in the name of the brand. Safeco is planning to come up with more feasible and affordable insurance cover schemes for all the customers keeping in mind their specific needs in future, and it will not rest until they have a 100% customer satisfaction ratio. Due to the entire goodwill running among the company and customers about the brand, it has made us stand out in the market crowd, which is full of big and small insurance providers. Safeco thanks each and every customer of it’s for giving it the opportunity to serve them and we promise to keep doing the good work at any cost.

Questions and Answers

Monica A. Behr reviewed on Jul 31, 2016
It has been a few days since I got into an accident with a driver who has a Safeco Insurance. I was surprised when I was immediately contacted. The agent calls me up and lets me know the next process that will occur. I am thinking about switching to Safeco now because of that.
Ann J. Coker reviewed on Aug 31, 2016
I had some questions about my policy over the phone and I was immediately assisted by an agent over the phone. I was also able to get cash for my vehicle that was wrecked by another driver. The fact that I got everything without any fuss is kind of surprising.
Michael A. Walker reviewed on Oct 31, 2016
I have two vehicles and I am glad that I got the policies that I need for rates that I can afford. The rates are truly better than the ones that are being offered by other companies. I know that I will not switch policies anytime soon.
Dorthy J. Rogers asked on Nov 30, 2016
I think that the cost of damage to my car is lower than my deductible. Should I still report it?
Shawn K. Schott reviewed on Dec 31, 2016
I had a bad experience with the agent that I talked to. She was a bit rude and she did not want to answer all of my questions. She did give me enough information I needed in order to understand the coverage of my policy.
Kym S. Ragan reviewed on Feb 28, 2017
One thing that I know about this company is its low cost. This is the reason why I tried this in the first place and I do not have any regrets. When I got into an accident, they immediately had my car placed at the car repair shop. I was also given a rental car.
Aaron N. Guizar reviewed on Mar 31, 2017
My rates for insurance is considered to be reasonable. The services that I have received so far from the company are great as well. The fact that this is a popular company makes it more trustworthy in my opinion.
Michael J. Wynn asked on Apr 30, 2017
My car was parked outside my office and a few of my things were stolen. My car was unharmed. Will I be able to get a claim on that?
Diane R. Clayborne reviewed on May 31, 2017
One thing that made me choose this over some of the other insurance companies is the fact that they have different payment options. I chose to pay for the insurance annually instead of monthly so that I can get bigger discounts and I am quite happy with what I have received.
Morris S. Montgomery reviewed on Jul 31, 2017
My car hit another vehicle. I had to file a claim and was surprised when I was given immediate attention. Based on the reviews I have read so far, I thought I had to shoulder the expenses myself. The fact that this insurance company delivered makes it great in my opinion.

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